Primary currency
- Name
- Zambian Kwacha
- ISO 4217
- ZMW
- Symbol
- ZK
ZMW exchange rates
Latest mid-market reference rates against major currencies.
Money transfer partners
Money in Zambia for travellers
The official currency of Zambia is the Zambian Kwacha (ZMW), denoted by the symbol ZK.
Acceptance of cards versus cash varies by city, neighbourhood, and merchant. We don't publish country-by-country payment-method data, so check guidance from your bank, your card network, or your destination's official tourism resources before travelling.
For a transparent benchmark, compare any quoted rate against the FXMap reference rate, which is sourced from the European Central Bank and open APIs. Airport kiosks, banks, and money-changers add a markup or spread on top of the reference rate, which is why their quotes differ.
Zambia on the map
Open the interactive world map centered on Zambia to see live ZMW rates against every tracked currency.
🇿🇲View Zambia on the world currency map
Approx. centroid: -13.1°, 27.8°
What is your money worth in Zambia?
Enter an amount in your currency to see it in Zambian Kwacha, with the recent trend and how far it goes.
More on Zambian Kwacha
Local currency hub
Zambian Kwacha (ZMW) hub